Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Thank you so much to Chris for helping me in my condo buying process! Chris always answered my calls and coached me through the process as a first time home buyer. I was even told that my mortgage rate was one of the lowest that my lawyer had ever seen! I recommend Chris to anyone who is searching for a mortgage. I am lucky to have Chris to not only help me with the mortgage process, but also as a friend 🙂
Ashley – Bowmanville
My fiancé and I are first time home buyers and and needed all the help we could get throughout the process. In such a high demanding market Chris lead us through the process of EVERYTHING from obtaining a pre-approval, guiding to purchase price, and navigating us through all the collecting of documents, and securing the deal. He would always work quickly and around the clock to meet deadlines. He was amazing at communicating what we needed to complete and ensured nothing was missing. I will be recommending Chris to any first time house buyer and anyone with mortgage needs!!!
– Ian and Tiffany Oshawa
Can’t thank Chris enough for helping me with my latest home purchase! It had been a while since I’d been through the process and he was really helpful at answering all of my questions, making himself available over the phone and by zoom. I really appreciated how well he explained each part of the process and clearly outlined next steps. We were able to do a pre-approval and also port my mortgage over to the new property which was really helpful. I will be recommending Chris to all my friends and family!!
Steph – Oshawa
I have been a home owner for 7 years. For those 7 years, I assumed that the rates my lender provided were my only options. After speaking with Chris, he explained this was not the case! Chris was so wonderful to work with, he provided step-by-step explanations on mortgage negotiations and found many options that met my needs, both my current financial needs and also looking towards potential future changes. Chris was able to answer all my questions in a timely manner and was with me every step of the way to my mortgage renewal. He was able to negotiate a new incredible rate for me. I couldn’t be happier! Thank you so much Chris!
– Elli – Toronto
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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